Our Mission

Alternative Debt Portfolios, LLC (ADP) was founded in October 2001 with the goal of providing highly flexible consumer finance programs for small to mid-size US-based companies in need of raising cash or who wish to re-focus on their core business.  Our goal is to be the industry leader in providing alternative consumer finance programs tailored to increasing the sales, improving the cashflow, and meeting the business needs of our clients.

ADP Company Profile

ADP provides businesses a whole new way to look at consumer finance.  We offer all the building blocks you need to create a flexible program which maximizes your sales, cashflow and profitability.  Our comprehensive consumer finance program includes the following Services: 

• Consumer Debt Receivables Purchasing (in bulk Portfolios and/or ongoing Flow),

• Cashflow Factoring,

• Flexible Consumer Finance Program Design and Implementation (for all FICO score levels),

• Consumer Debt Portfolio Billing and Servicing, and

• Collection Agency (bad debt) services. 

ADP is able to boost your sales by increasing credit approval percentages, including capturing the "B" & "C" credit prospects that might have been lost under your present bank financing program.  Read on to learn how we can do this. 

What Sets ADP Apart from the Competition?

Unlike most finance companies in our arena, ADP is funded by a private investment pool which gives ADP LLC’s management team complete authority to make client funding decisions.  This gives ADP an underwriting flexibility unmatched in the industry.  How can this flexibility benefit your company? 

• ADP can often creatively find a way to provide clients with cashflow programs in situations where other lenders’ line-of-credit requirements and their narrow underwriting guidelines will force them to say no, wasting your time and resources. 

• ADP’s underwriting team is known in the industry for making rapid funding decisions.  Once you provide us all the information we need to evaluate your receivables, we can often have funds wired to your account in less than a week.

• ADP’s funding capacity exceeds that of most other lenders.  For many lenders, purchasing a large portfolio of receivables requires going to their bank to ask for an increase in their credit line.  This can delay funding or prevent them from funding large purchases at all.  ADP is funded by institutional investors on constant capital call, allowing us to fund transactions from hundreds of thousands to millions of dollars at almost any time. 

So, Why Choose ADP for Your Cashflow Needs?

Many of ADP’s clients came to us because they wanted to sell a large portfolio of receivables to raise needed cash, but were previously forced to deal with multiple funding sources to do so as no single lender had the capacity or the underwriting flexibility to purchase all the paper they wanted to sell.  Not so with ADP. 

What sets ADP apart is our ability to provide immediate cashflow through the purchase of your customer accounts across the full spectrum of credit risks, note financing terms and funding amounts.  Unlike other finance firms, ADP views all your receivables as valuable assets, and offers multiple opportunities for you to take full advantage of the underlying potential of your accounts receivable for immediate cashflow generation. 

Could your business benefit from ADP’s financial flexibility and expertise to increase your Sales and Profitability?  For more information on the services ADP provides and how we can design a consumer finance program tailored to your cashflow needs, please Email us at sales@adpfund.com. 

Click Here for ADP Contact Information

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Last modified: 2/23/07